FINANCIAL SECURITY, INCREASED QUALITY OF LIFE
GREAT REASONS TO BUY A PROPERTY
Renowned experts unanimously agree that the best way to make provisions for old age, to invest ones assets in a high-yield and inflation-proof manner, and also to benefit from numerous further advantages, is to purchase a residential property. As the most promising type of investment, the purchasing of one's own house represents a sustainable asset. In an age of permanently low interest rates, financial investments such as insurance policies and savings accounts can no longer be recommended – especially in light of the downward development of pensions.
Why investing in a residential property makes sense
- Home ownership is cheaper all round
Given the ever rising cost of renting, for an increasing number of people, the largest share of their monthly budget goes on paying the rent. As confirmed by studies, the financing of one's own home is cheaper in the long term* than paying rent for decades which, moreover, can increase to an unforeseeable extent.
- Closing the pension gap in old age
If you purchase a home for your own usage, once you have paid back the mortgage you can live cost free. If the property is rented out, the rental payments equate to a regular additional income. A further advantage is asset generation resulting from an investment in a material asset with high appreciation potential. This is an ideal way to provide for old age, to close the pension gap and to ensure financial independence upon retirement.
- Autonomous and care-free living
When you own your home, you no longer have to worry about rising rental costs or even whether your rental agreement will be terminated. Independence from the landlord's decisions, the freedom to design your living space as you choose and a say when it comes to structural changes, all serve to increase your quality of life.
- Benefit from tax advantages
When you buy a property, regardless of whether you wish to use it yourself or as an investment, you can offset many of the costs against tax, e.g., interest payments on the loan and structural investments in the property.
*Source SPIEGEL Online 4/10/2018 "Kaufen oder mieten – was ist wo günstiger?"; Based on the study "Risiko-Rendite-Ranking 2018" by the real estate service provider Dr. Lübke & Kelber
Alpha Full Service
THE SERVICE PACKAGE FOR YOUR REAL ESTATE
All value-adding services from a single source
We see ourselves as reliable owner representatives. Our motto: Do more than our customers expect. Therefore, with the Alpha Full Service, we offer you all our comprehensive service portfolio, even after the purchase of real estate.
The following services offered by the Alpha Full Service mobilises the value potential of your property:
- Professional consultation by your personal contact partner
- Expert decision support for your property selection through well-founded location analyses
- Customised provision of all property-related mortgage lending documents and, on request, qualified support for real estate financing
- Sustainable rental, rental support and lease optimisation
- Competent representation at owner meetings and property management
- Conscientious monitoring of renovation and modernisation measures
- Long-term rental protection
WELL-PREPARED FOR PURCHASING A PROPERTY
MORTGAGE CALCULATOR
Use our mortgage calculator for a quick and comprehensive overview of the costs you can expect when you invest in a property, including all incidental acquisition costs.
*Please note: Some of the items, e.g. notary costs and land transfer tax, may differ depending on the federal state. The incidental acquisition costs calculated and shown in the mortgage calculator are the expected fees depending on the location of the property and therefore constitute a guideline.
